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Arushee Divyakirti is an agent of and licensed to offer insurance through New York Life Insurance Company and maybe licensed with other independent, non-affiliated third party insurance companies in the states of AZ, IL and WA. No insurance business may be conducted outside the states referenced.

Arushee Divyakirti is also a Registered Representative of and licensed to offer securities through NYLIFE Securities LLC (Member of FINRA/SIPC), a Licensed Insurance Agency and New York Life company. In this regard this communication is intended only for residents in the state of AZ. No securities products and services may be offered to or accepted by residents outside of the state referenced.